Have you forgotten to pay your credit card bills? Uh-oh! We understand how you feel. With so many things on your mind, including the latest movie releases, a bunch of utility bills, intense office work, and weekend activities, it’s easy to lose sight of bill payment deadlines. But don’t panic thinking about the continuous warnings, you may have missed. There are a variety of options for making Credit Card payments easier.

First, consider why you should make all of your Credit Card payments on time:

  • Late fee is charged: If you don’t pay bills on time, you’ll be charged a late charge. We recommend keeping a careful eye on those deadlines unless you have a lot of spare money.

  • Credit Score: Missing payment deadlines regularly might cause your credit score to plummet. It can, in turn, have a substantial impact on your chances of getting a loan approved.

Let’s look at some simple strategies to pay those outstanding bills on time now that we’ve established that it’s a good idea.

  1. Payments using NEFT:

Your credit card bill can be done by using NEFT payment, the National Electronic Funds Transfer system, which allows you to pay them straight from your bank account on the same day. We have a habit of forgetting about deadlines until the final hour. You may rely on NEFT on such days because payments made to your Credit Card bill can be completed on the same day. At the very least, you will never miss a deadline. You may be able to avoid paying any late fees as a result of this.

  1. Payments via mobile apps

Downloading your bank’s app is another quick and easy way to pay your credit card bill. Once you’ve downloaded the app to your smartphone, all you have to do now is enter your credit card information (link your Credit Card to your savings account). After that, you’ll be able to effortlessly send money from your savings to your Credit Card payment.

  1. Payments by Cheque

If you prefer to write cheques, you can also use them to pay with your credit card. Simply insert your card number in the payee’s name, as well as the date and sum (both numerically and alphabetically), before accepting it (exactly how you fill a cheque otherwise). The cheque should be made payable to the account payee. You should schedule your payment carefully because this process can take up to two to three working days.

  1. Fixed Deposit

Fixed Deposits are one of the best ways to invest for a long time and receive a lump sum payment plus interest. From small to huge investments, FDs are always the best alternative for accumulating more money over time safely. Through a fixed deposit app, you may pay your bills when it matures.

  1. Payments via mobile apps

Downloading your bank’s app is another quick and easy way to pay your credit card bill. Once you’ve downloaded the app to your smartphone, all you have to do now is enter your credit card information (link your Credit Card to your savings account). After that, you’ll be able to effortlessly send money from your savings to your Credit Card payment.

Make sure to plan ahead of time, regardless of the payment method you choose to pay your Credit Card obligations.