Often, when people consider starting to invest money, they face difficulties at the very beginning. Indeed, it might be challenging to start investing as you need to find a good investment solution first. Thanks to many new investment services appearing, it becomes infinitely easier to start your journey. When previously, people had to spend a lot of time discovering where to invest money online, now, you can easily read some reviews and choose a reliable and convenient platform just for you.

Quanloop

This alternative investment fund has been around since 2019. With the main office in Tallinn, fund works with many other European countries. Quanloop is the only borrower that receives money from its investors directly. The funds are donated to specific businesses afterward.

Pros

  • With such high liquidity of funds, all investors can receive their money back every day.
  • The website design is user-friendly and simple enough to set up your portfolio without issues.

Cons

  • The service does not allow choosing specific enterprises to invest your money in.

Lendermarket

This website is a platform for pre-funded loans that can be sold to investors. Users here can invest in short-term loans. This service is made for lenders that can offer their money to selected businesses.

Pros

  • Funds are liquid because of short-term loans.

Cons

  • This site is not very fitting for diversifying your portfolio.

EstateGuru

When it comes to real estate, this P2P platform is very popular in Europe. Its average return per annum is 10%. Citizens with an EU passport and over 18 years old can invest here.

Pros

  • This service provides effective risk management solutions.
  • The secondary market has high liquidity.

Cons

  • When withdrawing funds, users need to pay a 1-euro fee.

Mintos

This European investment service with many offices around the globe is a convenient marketplace for investors and companies that need funding. There are short-term loans available and many other types of loans in various industries. Everybody can make investments here as long as they have a bank account in the EU.

Pros

  • Investment risks can be minimized if you choose the necessary investment plan.
  • The average return percentage is approximately 12%.

Cons

  • This platform does not assist with taxes, and users need to take care of them.

Peerberry

This is a peer-to-peer investment website that comes from Latvia. It was created by a business group that remains its main lender to this day. With the EU account, everyone can invest. This company prefers money transfers using SEPA. The average return yearly is circa 11%.

Pros

  • This platform offers low minimum investments. It takes 10 euros to start your portfolio here.
  • There are different ways of setting up your portfolio, which will suit both experienced and inexperienced users.

Cons

  • This is not the best choice for long-term investing as short-term loans are usually available here.

Bondora

This investment fund originated in 2008. It is possible to invest in businesses from different European countries. Most loans are leases or business-related loans. While citizens of EEA can invest here freely, foreigners can also do it after becoming accredited investors.

Pros

  • This investment fund accepts donations starting with one euro.
  • Various product plans allow investors to manage their strategies efficiently.

Cons

  • The average return per year is relatively low here with a 9% marker.

Crowdestate

This is an Estonian P2P solution that offers a platform for investors and borrowers from Europe. The loans available also come from different sectors, which means you can diversify your portfolio here.

Pros

  • You can invest money online here if you need a diverse portfolio.
  • The yearly return is 13% in general.

Cons

  • It might be difficult to start as you need at least 100 euros for investing.

If you are ever unsure where to make your money online investment, browse through the investing platforms and choose one of the options. Evaluate your risk tolerance, which will help you with picking the most suitable option.